Terms of Service

1. Acceptance of these terms

By accessing or using b9advanceapp.com (the "Site"), operated by [Company legal name] ("we", "us", "our"), you agree to these Terms of Service. If you do not agree, please do not use the Site.

2. About the Site

The Site provides independent analysis, comparisons, tools, and general information about cash advance apps and related financial products. It is for general informational purposes only.

3. No professional relationship — not financial advice

We are not a lender, bank, broker, or financial, legal, or tax adviser, and nothing on the Site is financial advice or an offer of credit. Content (including any calculator) is for education and comparison only and may not fit your situation. Make decisions based on your own research and, where appropriate, a licensed professional, and confirm current terms directly with the provider.

4. Advertising & affiliate disclosure

The Site is supported by advertising and affiliate relationships. We may earn a commission when you click certain links or sign up for products, at no additional cost to you. This does not change our editorial opinions. See our Editorial & Ad Policy.

5. Third-party products, links & lead services

The Site links to, and may pass information to, third-party products and services (including any application form). We do not control and are not responsible for third parties, their offers, terms, rates, or how they handle your information. Any dealings you have with them are solely between you and that third party. Verify all terms before you act.

6. Accuracy & no warranty on information

We work to keep information accurate and current, but fees, limits, and terms of financial products change frequently and may be out of date or contain errors. We make no warranty that Site content is complete, accurate, or current.

7. Intellectual property

Except for third-party marks and content, the Site and its original content are owned by us or our licensors and are protected by law. You may not copy, republish, or exploit the Site's content without permission.

8. Trademarks

"B9," "Dave," "EarnIn," "Brigit," and other product names are trademarks of their respective owners and are used on the Site for identification and commentary only. We are not affiliated with, endorsed by, or sponsored by any of these companies.

9. Acceptable use

You agree not to misuse the Site, including by attempting to breach security, scrape or overload it, submit false information, or use it for any unlawful purpose.

10. Disclaimer of warranties

The Site is provided “as is” and “as available” without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by law.

11. Limitation of liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss arising from your use of the Site or from any third-party product or service you access through it. [Add any liability cap and jurisdiction-specific language your attorney recommends.]

12. Indemnification

You agree to indemnify and hold us harmless from claims arising out of your use of the Site or your violation of these Terms.

13. Governing law & disputes

These Terms are governed by the laws of [your state/country], without regard to conflict-of-laws rules. [Add your dispute-resolution / arbitration / venue clause here, reviewed by counsel.]

14. Changes to these terms

We may update these Terms at any time. Changes take effect when posted, and the “last updated” date above will change. Continued use of the Site means you accept the updated Terms.

15. Contact

Questions about these Terms? Email [email protected].